Senior Credit Reviewer

Company Description :

We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the Indonesia Stock Exchange, that offer banking products and services that help people and companies to succeed, creating wealth and growth through our Retail Banking, SME and Wholesale businesses.

Why PermataBank ?

Here at PermataBank, you will Learn, Grow, and Make A DifferenceYou will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!• Learn : We always think innovatively to improve the way we work, making it easier, better and faster.• Grow : We provide excellent service to customers and encourage excellent performance in our daily work.• Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect.

Job Description:Review and assess credit proposals for Corporate ClientsAnalyze financial statements, business performance and key risks of potential and existing debtorsPrepare comprehensive credit assessment/ executive summaryProvide well-reasoned recommendations (including facility structure) and risk mitigations to credit committeeParticipate in discussions and effectively present credit views/ recommendation to internal stakeholdersEnsure compliance with internal credit policies and regulatory guidelinesMonitor credit portfolio quality and provide early warning insights when necessary

Requirements :Minimum 7 years of experience in credit-related roles (e.g., Credit Analyst or Credit Reviewer), in Corporate BankingStrong analytical and financial modelling skillsIn-depth knowledge of credit underwriting principles and risk assessmentExcellent communication, negotiation, and presentation skillsAbility to work under pressure and manage multiple prioritiesBachelor’s degree in Finance, Accounting, Economics, or a related field (Master’s degree is a plus)Familiarity with local banking regulations and international credit risk practicesFamiliar with project financing is a plus

Directorates :Risk

PT Bank Permata Tbk hereby informs that the company does not impose any charges in the employee recruitment process.