Finance Consultant
LegalPay
Job Description
Finance Consultant – NBFC Location: Connaught Place (CP), Delhi Industry: NBFC / Digital Lending / Fintech Experience: 10–15 Years About the Role We are seeking an experienced Finance Consultant with deep expertise in the NBFC and digital lending ecosystem to provide strategic financial leadership and guidance. The ideal candidate will have a strong background in financial reporting, regulatory compliance, audits, treasury management, fundraising support, and financial planning within NBFCs. The role requires a seasoned professional who can partner with leadership to strengthen financial controls, ensure regulatory compliance, optimize financial performance, and support the organization's growth objectives.
Key ResponsibilitiesFinancial Reporting & Governance Lead and manage complete financial reporting, MIS, and audit processes for NBFC operations. Ensure timely preparation and review of monthly, quarterly, and annual financial statements. Develop and monitor financial dashboards and management reporting frameworks.
Strengthen internal financial controls and governance mechanisms. Financial Planning & Strategic Advisory Build and maintain dynamic financial models for business planning, budgeting, forecasting, fundraising, and investor presentations. Provide strategic financial insights to support business growth and operational decision-making.
Advise senior leadership on profitability enhancement, cost optimization, and business expansion initiatives. Reconciliation & Financial Controls Oversee end-to-end reconciliation across all financial instruments, loan portfolios, banking channels, payment gateways, and third-party accounts. Ensure accuracy and integrity of financial data across systems.
Identify and resolve financial discrepancies and process gaps. Regulatory Compliance & Audit Ensure full compliance with RBI regulations, Ind-AS requirements, Companies Act provisions, and NBFC-specific accounting standards. Coordinate with statutory auditors, internal auditors, regulators, and compliance teams.
Support regulatory filings, audits, inspections, and financial due diligence activities. Risk, Treasury & Capital Management Advise leadership on credit risk management, liquidity planning, treasury operations, and capital adequacy strategies. Monitor portfolio performance, provisioning requirements, and risk exposure.
Support debt raising, lender relationships, and capital planning initiatives. Stakeholder Management Work closely with Founders, CFO, Investors, Auditors, Compliance, Risk, and Operations teams. Prepare investor reports, board presentations, and financial analysis for strategic discussions.
Act as a trusted advisor on financial and regulatory matters. Requirements Chartered Accountant (CA) preferred; MBA Finance or equivalent qualification is an added advantage. 10–15 years of experience in NBFC, Digital Lending, Banking, or Financial Services organizations. Strong understanding of NBFC accounting, financial reporting, RBI regulations, and Ind-AS.
Experience managing audits, reconciliations, treasury functions, and regulatory compliance. Proven expertise in financial modeling, budgeting, forecasting, and investor reporting. Strong analytical, problem-solving, and stakeholder management skills.
Preferred Experience Experience in Unsecured Lending, Personal Loans, Consumer Finance, or Digital Lending businesses. Exposure to fundraising, debt structuring, lender management, and investor relations. Experience working with high-growth fintech or NBFC organizations.
Familiarity with LOS/LMS platforms and lending operations.